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HUMANIZING TECHNOLOGY FOR HEARTLAND BANKING

Facilitated by Song Kee Hong

In collaboration with DBS Singapore,
Lin Qiu Xia, Yeo Hui Ci 

 

The less tech-savvy are often befuddled and unconfident in this increasingly digitized banking landscape. 80% of Hougang branch's customers are the middle-aged and elderly, who often visit the bank for simple services that can be done at the Automated-Teller-Machines (ATMs). 

 

The heartland banking experience integrates subtle learning with simple transactions. Through digitized teller counters, customers will experience streamlined self-service transactions with staff's presence.

 

With constant assurance, exposure and familiarization, seniors gain confidence in adopting self-service banking - enjoying the newfound convenience and ultimately helps to bank to reduce branch traffic.

 

NEIGHBOUR CARD

 

Initiative for transition through the introduction of Neighbour Card, designed with nostalgic graphics to bring a sense of exclusivity. 

1

REGISTRATION COUNTER

 

Registration draws parallel experience from a typical motion of tapping EZ-Link card. Interfaces are personalized and designed accordingly to the seniors - language, transaction habits and more.  

2

DUAL-DIGITIZED TELLER COUNTER

 

A dual-use counter that can support both simple and complex transactions, providing a new, humanized approach towards technology catered to seniors.

3

FAMILIARIZATION THROUGH THE TELLERS

 

The digitized teller counter gives seniors a first-hand experience with an ATM. Unlike typical ATMs, a staff will be present to assist and assure the seniors through the transaction. This subtle exposure and familiarization open up the opportunity for them to move beyond low-tech habits.

4

jmns.

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